Loan Interest Rates — Lowest Bank Rates
The cheapest loan rates across banks and lenders, verified manually and dated. Your actual rate depends on your credit profile — confirm with the lender before applying.
Lowest home loan rates right now
See all bank rates →#1
7.20%
LIC Housing Finance
#2
7.30%
State Bank of India
Rates updated as of 11 Jul 2026 · p.a. · confirm with the bank before investing.
Home loan rates
Rates updated as of 11 Jul 2026
| Bank | Rate range (p.a.) | Notes |
|---|---|---|
| LIC Housing Finance | 7.20% | Starting rate for eligible profiles |
| State Bank of India | 7.30% | Starting rate for eligible profiles |
Personal loan rates
Bank rate comparison coming soon.
We verify and publish EMI-Personal rates from the top banks monthly, each with the date it was checked. We never show an unverified rate — see our methodology.
Car loan rates
Bank rate comparison coming soon.
We verify and publish EMI-Car rates from the top banks monthly, each with the date it was checked. We never show an unverified rate — see our methodology.
Work out your monthly payment with the EMI Calculator, or see what prepaying saves with the Prepayment Calculator.