FD Interest Rates — Highest Bank Rates

The best fixed deposit rates across banks, verified manually and dated — we never list a rate we haven't checked. Rates change often; always confirm with the bank before booking.

Top FD rates right now

See all bank rates →

Rates updated as of 28 Jul 2026 · p.a. · *Annualized yield assumes quarterly compounding over the shown tenure (1 year if unspecified). Confirm with the bank before investing.

All tracked FD rates

Rates updated as of 28 Jul 2026

Bank Rate (p.a.) Tenure Notes
Suryoday Small Finance Bank 8.10% 30 months Top Highest Interest rate from March 29, 2026
Jana Small Finance Bank 8.00% 36 months Effective from 23rd June 2026
Equitas Small Finance Bank 7.75% 888 days Peak advertised rate; varies by tenure
Utkarsh Small Finance Bank 7.50% 3 yr Effective from 5th May 2026
AU Small Finance Bank 7.40% 36 months Effective from 10th June 2026
HDFC Bank 6.50% 4 yr Effective from 4th March 2026
Axis Bank 6.50% 5 yr Effective from 24th July 2026

RD rates — top banks

Rates updated as of 28 Jul 2026

Bank Rate (p.a.) Tenure Notes
Suryoday Small Finance Bank 8.10% 30 months Top Highest Interest rate from March 29, 2026
Jana Small Finance Bank 8.00% 36 months Effective from 23rd June 2026
AU Small Finance Bank 7.40% 36 months Effective from 10th June 2026
Utkarsh Small Finance Bank 7.25% 24 months Effective from 5th May 2026
Equitas Small Finance Bank 7.10% 12 months Effective from 10th June 2026

Before you book an FD

Ready to run the numbers? Try the FD Calculator or the RD Calculator.

Not financial advice. These tools are for informational purposes only. See how we calculate and our full disclaimer.